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Why You Should Spend Your Flex Spending Dollars on Laser Vision Correction

Are you interested in a laser vision correction procedure but unsure how to finance it? You may have funds in your flexible spending account (FSA) that can help!

Now that it’s November, the end of the year is fast approaching. If you have any unused funds in your FSA, they will expire.

You should have a plan to ensure they won’t go to waste before you can use them by the end of the year. Is there any better way to spend your flex dollars than on your vision?

Many people do not know they can use their flex dollars towards LASIK, SMILE, and other laser vision correction procedures. Keep reading to find out why you should use your flex spending dollars on laser vision correction!

What is an FSA?

Many people have flexible spending accounts but aren’t exactly sure how they work or what you can use them on. An FSA is an account set up by your employer that you can use to help pay for out-of-pocket healthcare expenses.

The best part is you do not have to pay taxes on the money you put into this account. An FSA is often confused with a health savings account (HSA). An HSA is another type of tax-advantaged account.

However, the significant difference is that you remain in control of your HSA while your employer owns your FSA. Therefore, the funds in an HSA are portable, meaning you can take them with you if you change jobs.

Another critical distinction between FSAs and HSAs is whether funds expire. With an FSA, you usually have to use up all the funds in the account before the end of the year, when they expire.

Otherwise, you lose them. The same is not true with an HSA. If you have an HSA, your funds roll over yearly if you do not use them.

If you have an FSA, it’s essential to know the balance in your account, especially as the year ends. Don’t let your flex spending dollars expire!

Putting Flex Spending Dollars Towards Laser Vision Correction

Did you know that your FSA can help pay for eye care, including LASIK and SMILE? If you still have flex dollars remaining that you need to use up before the end of the year, consider putting them to good use and using them for your eye care.

Many people wear glasses or contacts and dream of getting corrective eye surgery one day and achieving visual freedom. When you have flex dollars to help pay for the procedure, “one day” can be sooner than you think.

Whether you are nearsighted, farsighted, or have astigmatism, vision correction procedures like LASIK or SMILE can permanently correct your refractive error. LASIK uses ultraprecise lasers to gently reshape your cornea and improve your vision.

SMILE is an even more advanced way to reshape the cornea. Many patients can leave their glasses or contacts behind after correcting their vision.

Laser vision correction is one of the best investments you can make in your vision. FSAs are a popular way to finance these procedures.

They can help you save money on the procedure since you use tax-advantaged dollars. An FSA will most likely not cover the entire cost of laser vision correction, but it can help you pay for a significant portion of up to $2,850!

If you’re not a good laser vision correction candidate, you can also use your flex dollars towards optical goods like prescription glasses, sunglasses, or contact lenses.

Do you want to start the new year with clear vision, thanks to LASIK? Find out if you’re a good candidate for laser vision correction by calling Fichte, Endl & Elmer Eyecare at 1-800-309-2020 to request an appointment in Buffalo, NY!

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